Fuel cost calculator
Your pump price, your annual distance, the EPA's test figure. The book keeps one reference price; this replaces it with yours.
Why the pump price is your job, not ours
Every "annual fuel cost" figure you see anywhere is quietly built on a fuel price somebody chose. The EPA uses its own reference price; this book uses $3.20 a gallon, fixed JUL 2026, and prints that date beside every dollar it produces. Neither will match your pump this week, which is exactly why this field exists.
The economy figure is the part you cannot set. That comes off the EPA's test sheet, and a laboratory cycle is not your commute — expect 10–20% worse in the real world, and worse again in winter traffic.
SOURCE·US EPA fuel-economy test data·FUEL ASSUMED AT $3.20/GAL FROM JUL 2026·REVIEWED JUL 2026
How this is worked out
- Start from the EPA combined figure for the model year — a laboratory test cycle run to a fixed procedure, not a road result. Where a year sold several engines or drivetrains, the trims are averaged and the trim count is printed beside the row so you can see how much averaging is behind it.
- Fix a pump price. This site keeps one reference price, $3.20 a US gallon, fixed JUL 2026 and printed next to every dollar figure it produces. It is an assumption with a date on it, not a quote — put your own price in.
- Fix an annual distance. Every annual figure on this site uses 15,000 miles a year, roughly the US average. A cost per year with no stated distance is not a number, it is a mood.
- Divide distance by economy for gallons, multiply by price for the year's fuel, divide price by economy for one mile. The per-kilometre line is that last figure divided by 1.609344 — the same money, in the unit most of the world drives in.
- Stop there. No depreciation, no tyres, no insurance, no servicing. This is the fuel line of the ledger and it is labelled as one; depreciation usually dwarfs everything on it.
gallons/yr = miles/yr ÷ MPG fuel $/yr = gallons/yr × $/gal cost $/mi = $/gal ÷ MPG cost $/km = cost $/mi ÷ 1.609344
The full method, the licence note, and what a test figure cannot tell you →
