Jaguar XF
What it costs to keep fuelled
$1,714a year, fuel only
The 2020 Jaguar XF is EPA-rated at 28 MPG combined (25 city / 34 highway). Over 15,000 miles a year that is about 536 gallons, $1714 a year in fuel, or $0.114 per mile at $3.20/gal.
Across its full 2009–2020 run it averages 22.7 MPG, improving by 9 MPG over 12 model years.
The band is how far one gallon carries it: 28 of the 60 MPG this scale runs to. The square tick is the midsize cars average, 27.2.
- Fuel, per year
- $1,714 at 15,000 mi
- Per mile
- $0.114
- Per kilometre
- $0.071
- Gallons burned/yr
- 536
1 mile = 1.609344 km · fuel at $3.20/gal, fixed JUL 2026
Test figure — not a road resultSOURCE·US EPA fuel-economy test data·FUEL ASSUMED AT $3.20/GAL FROM JUL 2026·REVIEWED JUL 2026
How this is worked out
- Start from the EPA combined figure for the model year — a laboratory test cycle run to a fixed procedure, not a road result. Where a year sold several engines or drivetrains, the trims are averaged and the trim count is printed beside the row so you can see how much averaging is behind it.
- Fix a pump price. This site keeps one reference price, $3.20 a US gallon, fixed JUL 2026 and printed next to every dollar figure it produces. It is an assumption with a date on it, not a quote — put your own price in.
- Fix an annual distance. Every annual figure on this site uses 15,000 miles a year, roughly the US average. A cost per year with no stated distance is not a number, it is a mood.
- Divide distance by economy for gallons, multiply by price for the year's fuel, divide price by economy for one mile. The per-kilometre line is that last figure divided by 1.609344 — the same money, in the unit most of the world drives in.
- Stop there. No depreciation, no tyres, no insurance, no servicing. This is the fuel line of the ledger and it is labelled as one; depreciation usually dwarfs everything on it.
gallons/yr = miles/yr ÷ MPG fuel $/yr = gallons/yr × $/gal cost $/mi = $/gal ÷ MPG cost $/km = cost $/mi ÷ 1.609344
The full method, the licence note, and what a test figure cannot tell you →
Re-run the ledger at another pump price
Every line above rests on one pump price. Here is the same entry re-costed at six others, because the price is the part that changes while the test sheet stays put.
| Fuel price | Per mile | 10,000 mi/yr | 15,000 mi/yr | 20,000 mi/yr |
|---|---|---|---|---|
| $2.50/gal | $0.089 | $893 | $1339 | $1786 |
| $3.00/gal | $0.107 | $1071 | $1607 | $2143 |
| $3.20/gal | $0.114 | $1143 | $1714 | $2286 |
| $3.50/gal | $0.125 | $1250 | $1875 | $2500 |
| $4.00/gal | $0.143 | $1429 | $2143 | $2857 |
| $4.50/gal | $0.161 | $1607 | $2411 | $3214 |
| $5.00/gal | $0.179 | $1786 | $2679 | $3571 |
SOURCE·US EPA fuel-economy test data·FUEL ASSUMED AT $3.20/GAL FROM JUL 2026·REVIEWED JUL 2026
The whole service history, sheet by sheet
12 model years on file. Read down the combined column: a nameplate that got heavier shows it here long before any brochure admits it.
| Year | Combined | City | Highway | EPA fuel cost/yr | CO₂ g/mi | Trims |
|---|---|---|---|---|---|---|
| 2020 | 28 MPG | 25 | 34 | $2750 | 312 | 1 |
| 2019 | 28.7 MPG | 25.3 | 35 | $2783 | 326 | 3 |
| 2018 | 28.7 MPG | 25.3 | 35 | $2783 | 326 | 3 |
| 2017 | 29 MPG | 25.5 | 35.5 | $2800 | 333 | 2 |
| 2016 | 23 MPG | 20 | 29 | $3350 | 377 | 1 |
| 2015 | 20.7 MPG | 17.3 | 26.7 | $3767 | 434 | 3 |
| 2014 | 20.5 MPG | 17 | 26.5 | $3825 | 444 | 2 |
| 2013 | 20.7 MPG | 17 | 26.7 | $3767 | 438 | 3 |
| 2012 | 18 MPG | 15.5 | 22 | $4300 | 495 | 2 |
| 2011 | 18 MPG | 15.5 | 22 | $4300 | 495 | 2 |
| 2010 | 18.3 MPG | 15.7 | 23 | $4217 | 486 | 3 |
| 2009 | 19 MPG | 16 | 25 | $4050 | 468 | 1 |
Where a model year offered several engines or drivetrains, the figure is the average across all EPA-tested trims that year — the trim count is shown so you can see how much averaging is involved.
SOURCE·US EPA fuel-economy test data·FUEL ASSUMED AT $3.20/GAL FROM JUL 2026·REVIEWED JUL 2026
Marked against the rest of the midsize cars bay
Among the 261 midsize cars models tracked here, the Jaguar XF ranks 61 on current figures, against a class average of 27.2 MPG — the square tick on the gauge above.
Closest more-efficient alternatives in the same class: Mazda 3 5-Door 2WD (28.5), Audi A5 Sportback quattro (29), Buick LaCrosse eAssist (29), MINI Cooper SE Countryman All4 (29), Nissan Altima SR (29).
Tailpipe CO₂ is rated at 312 grams per mile, which works out to roughly 4.7 tonnes a year at 15,000 miles.
Questions asked across the counter
What MPG does the Jaguar XF get?
The 2020 Jaguar XF is rated at 28 MPG combined by the EPA — 25 city and 34 highway. Across all 12 model years in the database it averages 22.7 MPG, ranging from 17 to 35 depending on year and trim.
How much does a Jaguar XF cost in fuel per year?
At 28 MPG and 15,000 miles a year, it burns about 536 gallons — roughly $1714 a year with fuel at $3.20 a gallon, or $0.114 per mile. The EPA's own published annual figure for the 2020 model is $2750.
Has the Jaguar XF become more efficient over time?
Yes. It has gone from 19 MPG in 2009 to 28 in 2020 — an improvement of 9 MPG, or 47% across 12 model years.
Is the Jaguar XF efficient for its class?
It ranks 61 of 261 in the Midsize Cars class on current figures, against a class average of 27.2 MPG. That is 0.8 better than typical for the class.
Pull another logbook off the same shelf
Same class, nearest economy first — the ones a buyer is genuinely choosing between.
SOURCE·US EPA fuel-economy test data·FUEL ASSUMED AT $3.20/GAL FROM JUL 2026·REVIEWED JUL 2026
Cost per mile, per kilometre and per year are computed at a reference price of $3.20 a gallon over 15,000 miles, fixed JUL 2026 — set your own pump price. Estimates based on official test figures and average fuel prices. Real-world consumption varies with driving style, load, terrain and maintenance.
